Leaf Logo - Financial Services Beyond the Bank Branch


Virtual Banking Beyond Borders

Providing virtual financial services beyond the bank branch…

As families are forced to flee persecution around the world, they have little time to grab limited cash and valuables before leaving their homes. During the long and dangerous journey, refugees face peril at every step. Violence, theft, and natural disasters claim family fortunes and diminish hope. Outside of forfeiting value, carrying cash is often the only option. On top of being inconvenient and expensive to exchange across borders, this exposes families to additional risk.

For the 68.5 million forcibly displaced people in the world today and the 100 million people who could become refugees tomorrow, access to financial services is crucial. Personal savings and access to friends and family willing to help is often the only lifeline in a traumatic time. Knowing money is safe and accessible across borders leads to financial security, peace of mind, and a greater chance of success in a new country.

Integrated virtual financial services for security and efficiency

Instead of using a multi-currency cash system that attracts the attention of thieves or corrupt border guards, Leaf customers can utilize the security and convenience of digital savings through a mobile phone to secure assets while in-flight. Safe storage and transport of assets across borders reduces risk while creating an economy identity.

How Leaf Works

Helping people safely store and transport assets across borders

Leaf is developing a mobile application platform to facilitate cash to virtual currency conversion through blockchain technology

Blockchain technology with its distributed ledger, decentralized administration, and secure cryptography presents an opportunity to provide affordable financial services to people crossing through multiple countries.

Leaf converts mobile money through blockchain technology into stable investments. Value is not stored in volatile cryptocurrencies so that customers are hedged against volatility. The platform is accessible through a mobile device—no smartphone required. Friends and family abroad can also contribute into a customer’s account, creating bridges within networks dispersed by trauma and distance. Whenever the customer reaches a point of stability, they can withdraw into the new local currency or use their balance as collateral on a microloan. Leaf’s platform offers a secure, affordable, convenient way to safeguard and transfer money across borders that ultimately leads to an economic identity.

Our Focus

Identity Management

Identity Management

Asset Transfer

Asset Transfer

Payment Infrastructure

Payment Infrastructure

The Unbanked

Two billion people around the world do not have access to formal financial services

Our Partners

In The News

June 10, 2019 10:00 AM Eastern Daylight Time DENVER--(BUSINESS WIRE)--The Western Union Company (NYSE: WU), a leader in cross-border, cross-currency money
Today there are 65.6 million displaced persons in the world – the highest amount ever seen. Of the 22.5 million refugees worldwide, half
Entrepreneurs dedicated to helping world's refugees are in Santa Clara this week to lure what they call "impact investors" in


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